Very late review! Time flies.. have already and will continue to recommend Derek to friends and family. I’ll definitely be in contact again when the remortgage is due. Derek is very unbiased and shares a full list of what is available based on your circumstances, he doesn’t push you down a certain lender route. I made my choice and he submitted my application straight away. It took me a long time to find a house where my offer was accepted and over the year Derek kept in contact, just to check how things were going etc. Really happy!