Derek was recommended to us by a family member and im very glad we used his services. Our mortgage had alot of hiccups but derek made sure to help with every problem that came up. His response time to all my emails and phone calls was above what i expected. Derek was recommended to us by a family member and im very glad we used his services. Our mortgage had alot of hiccups but derek made sure to help with every problem that came up. His response time to all my emails and phone calls was above what i expected. reliable and friendly. I would definitely recommend him to anyone in the future.