we have been back and forth with Derek for a few years now due to circumstances changing and I can honestly say I’m so glad that we found Derek. He has been nothing but patient throughout the whole process. During the mortgage process, Derek was hands on deck and walked us through every little detail, nothing was too much to go over. Endless phone calls and emails for question after question, Derek was always at hand without hesitation. Derek makes sure that you get the correct advice that is suitable to your current situation and he never leaves you in the dark. Honestly Derek, you’ve been an absolute legend throughout it all and we couldn’t have done it without you! We can’t recommend him enough.